Buying in Murcia as a Foreigner
Buying in Murcia as a foreigner is becoming increasingly popular thanks to the region’s excellent value, relaxed lifestyle, and modern golf resorts. For overseas buyers looking to enjoy Spain without the higher price tags of the Costa Blanca or Costa del Sol, Murcia offers a compelling alternative—particularly on established resorts such as Condado de Alhama Golf Resort.
This guide explains everything you need to know about buying property in Murcia as a foreigner, including legal requirements, costs, and why golf resorts are especially attractive to international buyers.
Can Foreigners Buy Property in Murcia?
Yes. Buying in Murcia as a foreigner is completely legal, and there are no restrictions on non-Spanish nationals owning property in the region. Buyers from the UK, EU, and non-EU countries can all purchase property in Spain with the same ownership rights as Spanish citizens.
You do not need residency to buy property, and many foreign owners successfully purchase holiday homes, rental properties, or future retirement residences in Murcia.
Why Murcia Appeals to Foreign Buyers
Murcia continues to attract international buyers for several key reasons:
- Lower property prices compared to other Spanish coastal regions
- Warm climate with over 300 days of sunshine per year
- Modern infrastructure and easy airport access
- Growing demand for golf resort living
- Excellent rental potential
For those exploring buying property in Murcia, golf resorts such as Condado de Alhama provide security, community facilities, and strong long-term appeal.
> Read more about Condado de Alhama Golf Resort
Why Condado de Alhama Golf Resort Is Popular
One of the most attractive resorts which is highly popular with expats, is Condado de Alhama. Designed with international buyers in mind, the resort offers:
- Affordable apartments and penthouses
- A Jack Nicklaus–designed golf course
- Gated security and on-site amenities
- Strong rental demand for holiday and winter lets
- A large, established expat community
This makes Condado de Alhama ideal for first-time overseas buyers, investors, and lifestyle purchasers alike.
Step-by-Step: Buying Property in Murcia as a Foreigner
Understanding the process helps make buying in Murcia as a foreigner straightforward and stress-free:
- Obtain an NIE number
This is a Spanish tax identification number required for property purchases. - Choose the right property
Decide between resale or new-build, apartment or penthouse, lifestyle or investment. - Appoint an independent solicitor
Your lawyer will carry out legal checks, verify ownership, and manage contracts. - Pay a reservation deposit
This secures the property while legal work is completed. - Complete at the notary
The final deed (Escritura) is signed and ownership is registered in your name
Costs and Taxes to Budget For
When purchasing a property in the region, buyers should allow approximately 10–14% on top of the purchase price to cover:
- Property transfer tax (resale homes) or VAT (new builds)
- Notary and land registry fees
- Legal fees
- Stamp duty
Annual running costs such as community fees, local property tax, and utilities should also be considered.
Mortgages for Foreign Buyers in Murcia
Foreign buyers can apply for Spanish mortgages, typically up to 60–70% loan-to-value for non-residents. Many overseas buyers choose to finance part of their purchase, particularly when buying on golf resorts with strong rental potential.
Mortgage availability makes buying more accessible than many buyers expect, especially considering that mortgage approvals as a whole signifcantly increased in the first half of 2025, as recently reported by Spanish Property Insight.
Q&A: Buying Property in Murcia as a Foreigner
Is Murcia safe for foreign property buyers?
Yes. Murcia has a well-established property market, especially on regulated golf resorts. Using an independent solicitor is key.
Do I need to live in Spain to buy property?
No. Residency is not required to purchase property in Murcia.
Is Condado de Alhama suitable for rental income?
Yes. The resort is popular with holidaymakers, golfers, and winter visitors, offering strong seasonal and long-term rental demand.
Are there affordable properties in Murcia?
Murcia offers some of the best-value golf properties in Spain, particularly compared to more established coastal regions.
Is Murcia good for long-term living?
Yes. Many foreign buyers choose Murcia for permanent or semi-permanent living due to its climate, cost of living, and relaxed pace.
Final Thoughts
For overseas buyers seeking value, lifestyle, and long-term potential, buying in Murcia as a foreigner is an excellent choice. With modern golf resorts, attractive pricing, and a clear legal framework, Murcia and especially Condado de Alhama Golf Resort, continues to stand out as one of Spain’s most accessible regions for international property buyers.
